In a groundbreaking move towards enhancing transparency and efficiency in real estate transactions, the Government of Maharashtra has launched a property e-registration system, a significant step in digital governance. Additionally, integrated blockchain technology to revolutionize property transactions & ensure property transactions are recorded online and secured in the state.
e-Registration: A New Era for Real Estate
The newly introduced e-registration system enables buyers and sellers to complete property transactions online, significantly reducing paperwork and manual interventions. The e-Registration 2.0 system, developed by the Department of Registration and Stamps, facilitates online registration of real estate projects, schemes, and documents. This robust and user-friendly platform ensures compliance, transparency, and efficiency in the registration process. Users, such as builders and developers, can complete their registration obligations without the need for manual paperwork, thus aligning with modern digital governance practices.
Step-by-Step Guide to e-Registration in Maharashtra:
1. Access the Portal
- Visit the Inspector General of Registration (IGR), Maharashtra website: igrmaharashtra.gov.in.
- Click on the “e-Registration” tab prominently displayed on the homepage.
2. Register as a New User
If you are a first-time user, follow these steps:
- Select the “Register” option.
- Fill in the required details:
- Personal/Builder Information: Name, address, and contact details.
- Contact Details: Email, mobile number, and Aadhaar number.
- Create Login Credentials: Set a username and password following system guidelines.
- Submit the form and verify your registration using an OTP sent to your registered mobile number.
3. Log In to Your Account
- Use your registered username and password to log in.
- Enter the CAPTCHA code and authenticate using the OTP received on your registered mobile number.
4. Initiate a New Registration Process
- Navigate to the “Dashboard”, which displays options like Project Details, Scheme Details, and Data Entry.
- Select the appropriate option to begin the registration process.
5. Enter Property and Project Details
For Project-Based Properties:
- Go to the “Project Details” tab and provide information such as:
- Project name, developer details, and location (district, taluka, village).
- RERA number (if applicable) and other relevant details.
For Individual Properties:
- Proceed to the “Property Details” tab:
- Input key details like property address, area, and usage.
- Confirm auto-fetched valuation fields based on government rate charts.
6. Upload Required Documents
- Navigate to the “Upload Documents” section.
- Upload essential documents like:
- ID proof (Aadhaar, PAN).
- Sale agreements, payment receipts, or floor plans.
- Ensure files are in PDF format and adhere to the system’s size and naming conventions.
7. Stamp Duty and Fee Calculation
- Access the “Stamp Duty” tab:
- Select the applicable fee rule from the dropdown menu.
- Use the Stamp Duty Calculator to calculate charges, including stamp duty, registration fees, and any applicable exemptions.
- Proceed to make payments via e-Challan (GRAS) or e-SBTR.
8. Draft Agreement Review
- Under the “Show Draft” section:
- Preview the draft agreement generated from your inputs.
- Verify the details and download the draft, Index 2, or summary for final review.
9. Party/Identifier Verification
Photo and Thumbprint Capture:
- Capture biometric data (photographs and thumbprints) of all parties and identifiers using authorized devices.
e-KYC:
- Perform identity verification through biometric or Aadhaar-based methods.
- Ensure all participants complete the verification process.
10. Digital Signature
- Use the “Sign Agreement” feature:
- View the final agreement on the screen.
- Enter the token number and digitally sign the document using a verified digital signature.
11. Submit the Registration
- Once all details are confirmed, navigate to the “Submit Data” section:
- Check the required boxes for final submission.
- Submit the application to the Sub-Registrar Office (SRO).
- Post-submission, the application status changes to “Submitted”.
12. Final Document Retrieval
- After approval by the Sub-Registrar (SR), download the final signed documents:
- Digitally Signed Index 2.
- Signed Deed on Stamp Paper.
- Signed Deed for E-SBTR.
- If applicable, print the first page of the agreement on stamp paper or E-SBTR paper.
Advantages of e-Registration
- Convenience: Complete the process online, eliminating multiple visits to government offices.
- Transparency: Ensures secure and tamper-proof transactions.
- Time-Saving: Reduces delays with faster approvals and digital verification.
The e-Registration system is a significant leap toward modernizing property transactions in Maharashtra, setting a precedent for other states to follow. For more details, visit the official website or contact the nearest Sub-Registrar Office or refer below mentioned user manual for e-registration
